The biggest decision when buying air conditioning in Australia isn't which brand — it's which system. Split systems are cheap to install and brilliant for one or two rooms. Ducted systems cool the whole house but cost five to ten times more upfront. Here's exactly what you'll pay for each, and how to decide.

$1,200–$3,500
Split system per unit (supply & install)
$8,000–$18,000
Ducted system (whole home)
3–5 yrs
Breakeven point for ducted vs multiple splits

Split System Cost — What You'll Actually Pay

A standard split system (one indoor head unit + one outdoor compressor) costs $1,200–$3,500 supplied and installed. The price swings based on capacity and brand:

CapacitySuitable ForInstalled Cost
2.5 kWSmall bedroom (up to 20m²)$1,200–$1,800
3.5 kWMedium bedroom / study (20–30m²)$1,500–$2,200
5.0 kWLarge bedroom / small living (30–45m²)$1,800–$2,800
7.1 kWOpen-plan living (45–65m²)$2,200–$3,500
Multi-head (3 rooms)3 indoor units, 1 outdoor$4,500–$7,000
Pro tipMulti-head systems (one outdoor unit, multiple indoor heads) are 20–30% cheaper than installing individual split systems in every room — but all zones run off the same compressor, so you can't run one room at wildly different temperatures.

Ducted System Cost — What You'll Actually Pay

Ducted air conditioning hides everything in the roof cavity and delivers conditioned air through ceiling vents. It's invisible, whole-home, and expensive:

Home SizeSystem SizeInstalled Cost
3-bed home (~150m²)10–12 kW$8,000–$12,000
4-bed home (~200m²)14–16 kW$10,000–$15,000
5-bed home (~280m²)18–22 kW$13,000–$18,000
Zone control add-onPer zone$300–$600 extra
Watch outDucted quotes vary enormously. Get at least 3. A $13,000 quote and a $9,000 quote for the same home are both common — and often for systems of the same quality.
Ducted Vs Split System Air Conditioning cost comparison Australia 2026AB

The Real Cost Comparison

Here's what it actually costs to cool a typical 4-bedroom home under each approach:

Ducted system
$12,500 avg
5× split systems
$9,500 avg
Multi-head (2 systems)
$6,000 avg
Ducted Vs Split System Air Conditioning pros and cons comparison$$

Pros and Cons: Side by Side

✓ Split system strengths

  • Low upfront cost ($1,200–$3,500 per room)
  • Easy to install — no roof work needed
  • Only cool the rooms you're using
  • Easier and cheaper to repair
  • Perfect for renters or apartments

✗ Split system weaknesses

  • Visible indoor and outdoor units
  • Multiple units = multiple electricity bills
  • Clutters walls and outdoor areas
  • Inefficient to cool many rooms separately

✓ Ducted system strengths

  • Invisible — vents flush with ceiling
  • Whole-home comfort from one system
  • Adds significant resale value
  • Quieter operation throughout home
  • Zone control lets you isolate areas

✗ Ducted system weaknesses

  • Expensive upfront ($8,000–$18,000)
  • Major installation — requires roof access
  • Not suitable for apartments or small homes
  • Higher servicing costs annually

Got a quote for air conditioning? Check if it's fair before you sign.

Check My AC Quote →

Which One Should You Choose?

Choose a split system if…You're cooling 1–3 rooms, renting, in an apartment, or on a budget. A quality 7.1kW split in your living area plus a 2.5kW in each bedroom will cover most Australian homes for $5,000–$7,000.
Choose ducted if…You own a 4+ bedroom home, hate visible units, plan to stay 10+ years, and want to add resale value. Factor in zone control so you're not cooling empty rooms.

Running Costs: Who Wins Long-Term?

Ducted systems are less efficient than inverter split systems — you're moving air through long duct runs which lose energy. A well-zoned ducted system costs roughly $800–$1,400/year to run for a 4-bed home. Equivalent split systems cost $600–$1,000/year. The gap narrows significantly with good zone control.

Frequently Asked Questions

Can I add ducted to an existing home?

Yes, but it's more expensive than new builds — installers need to retrofit ducting through existing roof cavities and walls. Budget an extra $1,500–$3,000 above typical ducted prices for a retrofit install.

Is ducted air conditioning worth it for resale?

Generally yes. Real estate agents consistently report that ducted AC adds $10,000–$25,000 to a home's perceived value in Australian markets, particularly in Sydney, Melbourne, and Brisbane.

How long does each system last?

A quality split system lasts 10–15 years. Ducted systems last 15–20 years when serviced annually. The compressor is the first thing to go on both — budget $800–$1,500 for a compressor replacement.

What's the best brand for air conditioning in Australia?

Daikin and Fujitsu are consistently rated highest for reliability and efficiency. Mitsubishi Electric is also excellent. Avoid no-name brands sold through discount electrical retailers — parts availability is a serious issue after 5 years.

Ready to get quotes for air conditioning? Compare 3 local installers and know the right price before you commit.

Get Free AC Quotes →